How to Setup Direct Deposit to Your Checking or Savings Account

Direct deposit is a convenient way to have your paycheck, pension or Social Security payment deposited into your designated checking or savings account—without having to wait for the check to clear. It's fast, safer than paper checks, and your money is available almost immediately.

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  • Employer Payroll

  • Federal Benefits

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How to set up your paycheck for direct deposit

To have your paycheck deposited directly into your checking or savings account, download, print and complete the direct deposit authorization form and give it to your employer's payroll representative.

To complete this form, you'll need:

  • Your account number
  • Bank routing transit number
  • Type of account (checking or savings)

Find your account and routing numbers

How to set up your paycheck for direct deposit

To have your paycheck deposited directly into your checking or savings account, download, print and complete the direct deposit authorization form and give it to your employer's payroll representative.

To complete this form, you'll need:

  • Your account number
  • Bank routing transit number
  • Type of account (checking or savings)

Find your account and routing numbers

Get help setting up your paycheck for direct deposit

By phone

Call customer service 24/7

In person

Visit a TD Bank near you to set up your direct deposit

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How to set up your federal benefits for direct deposit

The U.S. Treasury Department requires everyone who receives a federal benefit check to have a direct deposit or electronic payment option.

Federal benefits include: Social Security, Supplemental Security Income (SSI), and Veteran Affairs (VA) compensation and pension payments.

Please have the following information ready:

  • Social Security or claim number
  • 12-digit federal benefit check number (located in the upper right-hand corner of your federal benefit check)
  • Federal benefit check amount
  • TD Bank account and routing transit numbers

Find your account and routing numbers

How to set up your federal benefits for direct deposit

The U.S. Treasury Department requires everyone who receives a federal benefit check to have a direct deposit or electronic payment option.

Federal benefits include: Social Security, Supplemental Security Income (SSI), and Veteran Affairs (VA) compensation and pension payments.

Please have the following information ready:

  • Social Security or claim number
  • 12-digit federal benefit check number (located in the upper right-hand corner of your federal benefit check)
  • Federal benefit check amount
  • TD Bank account and routing transit numbers

Find your account and routing numbers

Get help setting up your federal benefits for direct deposit

Online

Set up your federal direct deposit on the U.S. Treasury Department's Go Direct® website

By phone

Call the U.S. Treasury Electronic Payment Solution Center to set up your direct deposit

In person

Visit a TD Bank near you for help setting up your direct deposit online

More to know when setting up your direct deposit

If you like, you can split your direct deposit into multiple accounts. For example, you can deposit half your paycheck or federal benefits into your checking account and half into your savings.

Also, it can take a few weeks for your direct deposit to start—depending on when your employer sets it up. Until then, you'll continue to receive paper checks.

Find your account and routing numbers

Routing number

Your transit routing number is the first set of numbers on the bottom left of your TD Bank check. You can also find this number on your statement, as well as in the Account Details section of Online Banking and the TD Bank app.
Find your TD Bank routing number

Account number

Your account number is located to the right of the routing number at the bottom of your TD Bank check. You can also find this number on your statement, as well as in the Account Details section of Online Banking and the TD Bank app.

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